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Affordable prices are simply the start. We result in the whole buying procedure easier.

Affordable prices are simply the start. We result in the whole buying procedure easier.

  • House
  • Automotive Loans

Your car loan needs covered

Prices as little as

Enjoy exceedingly competitive rates with great terms.

Complimentary Auto Buying Service

Our professionals will see the vehicle you need at outstanding cost. Begin right right right here.

Degree Up

Participants may be eligible for loan price reductions by simply making consecutive, on-time payments.

Brand New Car Finance

Versatile terms, up to 125per cent funding

  • New car loans interest rates as little as 3.14per cent APR
  • As much as 125 percent funding with Guaranteed car Protection and Mechanical Breakdown Protection
  • Versatile terms as much as 84 months
  • No prepayment charges
  • Enjoy a potential price reduction through LevelUp

Free user benefit: We’ll find your car or truck and negotiate an excellent cost

Used Auto Loan

Versatile choices to fit your requirements

  • Car or truck loan prices as little as 3.39per cent APR
  • Affordable payment terms as much as 84 months on automobiles as much as a decade old, maximum 125,000 miles
  • As much as 125 per cent funding with Guaranteed car Protection and Mechanical Breakdown Protection
  • Freedom which allows you to definitely purchase from a dealer, personal celebration, and sometimes even purchase a lease out
  • Like a potential rate decrease through LevelUp

Free user benefit: We’ll find your vehicle and negotiate a good price

Car Loan Refinancing

Save well on your vehicle re payments or rate of interest

  • Car finance refinancing prices as little as 3.14per cent APR
  • Reduce your interest price or loan terms to raised work for you
  • Reduce your payment per month and free up money for any other costs
  • Affordable payment terms as much as 84 months on automobiles as much as ten years old, maximum 125,000 kilometers
  • Utilize the equity you’ve currently established and borrow as much as 100per cent of the car’s Kelley Blue Book value

Car Loans Calculator

Just exactly exactly How much automobile can we pay for?

Our markers of success


“I’m back at my 3rd Patelco car loan and I also would not give consideration to attempting payday loans in washington someone else. The consumer solutions is amazing!”


“I happened to be assisted with a car loan and buy distribution. It had been the most useful experience – We never knew it existed.”


“we desperately required a brand new automobile, but had small cash to place straight down. Patelco never ever hesitated to greatly help me personally.”

Shop the real method you desire

Free, concierge car-buying solution

Allow Patelco Auto Buying solution specialists get the automobile you prefer and negotiate a price that is great you.

Analysis & Shop with AutoSMART

make use of our AutoSMART solution to locate, finance and shop your ca r all in a single spot.

You are invited to your vehicle Sale

Join us for the future vehicle purchase February 15 – 17 and get unique user prices.

Safeguard your new r >

Professional agents will see you the best insurance coverage and security solutions during the price that is best.

Comprehensive Automobile Insurance services 2

Weekdays 5am – 7pm PT Saturdays 9am – 2pm PT

Assured Car Protection (GAP)

Mechanical Breakdown Protection (MBP)

Debt & Loan Protection

The AutoSMART links about this web web web page shall lead you to leave the Patelco Credit Union web site. Although Patelco works closely with several lovers, third-party web web web sites can offer a various online privacy policy and degree of protection. Please consult the web site’s online privacy policy for extra information. Patelco Credit Union will not represent the operator legally of the web web web site or perhaps the Patelco user, if the two get into a deal. We’re additionally perhaps maybe perhaps not lawfully in charge of supply, viewpoints, products, or solutions offered or expressed on the website you might be going to see.

1. APR (Annual Portion Rate). Automobile prices only 3.14% APR effective 1/1/2020; susceptible to alter without warning. Patelco provides a variety of base prices and discounts that be determined by facets particularly credit rating, loan term, Patelco account and loan balances, system designation and automobile age. Lowest price quoted includes 0.10per cent (10 foundation Points) Commitment home discount. Real prices are disclosed to approved candidates on paper just before loan consummation that can be up to 11.89% APR. For more information on prices, terms and discounts that are available call 800.358.8228, see, or go to any Patelco branch. Loan payment instance: $22.23 per thirty days per $1000 lent at 3.14per cent APR for 48 months.

2. Insurance coverage items are perhaps maybe maybe not deposits of Patelco Credit Union and so are perhaps maybe not insured because of the NCUA. They may not be guaranteed in full by Patelco Credit Union and may even be at the mercy of danger. Any insurance coverage needed as a disorder of a expansion of credit by Patelco Credit Union will not need to be bought from Patelco Insurance solutions and may even be bought from a realtor or an insurance coverage business of this user’s option. Patelco Insurance solutions is really a subsidiary of Patelco Credit Union. Insurance coverage services and products made available from Patelco Insurance solutions, A ca insurance company (License #0C97544). Any complaints might be filed using the Ca Department of Insurance, .

3. APR (Annual Portion Price). 1.00% off present Patelco Credit Union price by having a maximum loan term of 60 months. Present price will differ centered on credit history and terms. Funding for qualified Patelco Credit Union users. Provide legitimate just on Enterprise automobile product product Sales cars bought from 11/1/2018 – 12/31/2020. This offer can’t be along with some other offer apart from those placed in this ad.

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